So to whom should you report identity theft if you think it’s happened or is happening to you?

The first thing you want to do is report identity theft to the three major credit reporting bureaus - TransUnion, Equifax, and Experian.  Go over your credit report carefully with each of them and take notes about every mistake that’s on your credit history.

You also need to report identity theft to your banks and credit unions, as well as to your credit card account companies and even your utility companies.  It is important to make sure you close or freeze all lines of credit, access to cash etc. that you have.

Some people neglect to do this and figure that identity theft is just a private matter between themselves and the banks or credit bureaus, treating identity theft as just a mistake on their bills or accounts.  But remember that identity theft is a crime, not a mistake.  The police can and will investigate any and all cases of identity theft and you will need a report from them to use to clear your name later if anyone takes you to court for monies owed.

You can find a lot more info on how to stop identity theft by downloading our ebook here.