There are many options people have to protect their good name and finances. The best identity theft protection companies are LifeLock, Trusted ID and Debix. Here is a review of these identity theft protection companies.

All these services, LifeLock, Trusted ID and Debix set and renew your fraud alerts every 90 days. They all provide you with your free annual credit report and remove you from pre-approved credit offers and junk mail lists. After this you start to see some unique selling points for each company.

Debix has a unique fraud alert system. Instead of putting your phone number in your credit file they use their number. When a creditor calls this number, Debix reroutes the call to 3 numbers you have provided them. You can then accept or decline the credit request. If you disapprove the credit request you will automatically be connected to an identity theft specialist who will help you with the fraudulent transaction. Debix also includes a $25,000 insurance policy. Debix also has the cheapest identity protection charging only $24 each year.

LifeLock has some additional services such as TrueAddress, eRecon and WalletLock. ERecon scours illegal internet sites to make sure that your private records are not being traded by identity thieves. ERecon patrols for such things as your social security and credit card numbers as well as your drivers license number. TrueAddress scans databases to verify that your address hasn’t been changed as identity thieves do this to steal your mail. WalletLock replaces your identification in the event you lose your wallet or purse so you don’t have to spend your time filling out forms and making phone calls. LifeLock is so sure of their service that they offer a one million dollar guarantee. Here are some LifeLock reviews.

TrustedID has a service called ID Freeze that scours illegal internet sites for your information such as bank and credit card numbers, social security number, name and address and prevents them from being sold illegally. TrustedID is the only identity protection company to give you anti-spyware software. TrustedId also includes a one million dollar guarantee.

The only other major difference between these companies is that in the case of Debix and TrustedID they only help you with restoring your identity and credit to pre-theft levels. LifeLock will return you to pre-theft standing with your assistance.

It is wise to protect yourself from identity theft by using an identity theft protection company. Which company you use is up to you. The smart thing to do is to start protecting yourself now before someone tries to steal your identity.