Debix, Lifelock And Trustedid Review
October 15th, 2008 | 
Author: There are many options people have to protect their good name and finances. The best identity theft protection companies are LifeLock, Trusted ID and Debix. Here is a review of these identity theft protection companies.
All these services, LifeLock, Trusted ID and Debix set and renew your fraud alerts every 90 days. They all provide you with your free annual credit report and remove you from pre-approved credit offers and junk mail lists. After this you start to see some unique selling points for each company.
Debix has a unique fraud alert system. Instead of putting your phone number in your credit file they use their number. When a creditor calls this number, Debix reroutes the call to 3 numbers you have provided them. You can then accept or decline the credit request. If you disapprove the credit request you will automatically be connected to an identity theft specialist who will help you with the fraudulent transaction. Debix also includes a $25,000 insurance policy. Debix also has the cheapest identity protection charging only $24 each year.
LifeLock has some additional services such as TrueAddress, eRecon and WalletLock. ERecon scours illegal internet sites to make sure that your private records are not being traded by identity thieves. ERecon patrols for such things as your social security and credit card numbers as well as your drivers license number. TrueAddress scans databases to verify that your address hasn’t been changed as identity thieves do this to steal your mail. WalletLock replaces your identification in the event you lose your wallet or purse so you don’t have to spend your time filling out forms and making phone calls. LifeLock is so sure of their service that they offer a one million dollar guarantee. Here are some LifeLock reviews.
TrustedID has a service called ID Freeze that scours illegal internet sites for your information such as bank and credit card numbers, social security number, name and address and prevents them from being sold illegally. TrustedID is the only identity protection company to give you anti-spyware software. TrustedId also includes a one million dollar guarantee.
The only other major difference between these companies is that in the case of Debix and TrustedID they only help you with restoring your identity and credit to pre-theft levels. LifeLock will return you to pre-theft standing with your assistance.
It is wise to protect yourself from identity theft by using an identity theft protection company. Which company you use is up to you. The smart thing to do is to start protecting yourself now before someone tries to steal your identity.
Posted in medical identity theft
I use SOLUS Identity Theft Protection. I researched all identity theft protection companies and they are by far the best one. They cover your entire family for one low price. This includes credit monitoring, complete restoration (they do it for you not just assist you) they also provide legal and emotional care and cover any out of pocket expenses. The website is http://soluid.com if you want to check them out.
I’ve had a very bad experience with Solus. I’ve come to the conclusion that they are running a scam.
On March 11, 2011 I purchased the Platinum Protection plan for $169 on line, using a credit card. I received an email stating that they would send me a letter via US mail within 5-7 business days containing information that would allow me to activate my identity theft protection on the website. Until I received that letter I could not activate my membership. I did not receive the letter.
About April 1, 2011, I called Solus and talked to a person named Jason who said he would put another letter in the mail. I never received that letter either.
The third week in April, 2011 I called Solus again and again spoke with Jason. He said he would put a 3rd letter in the mail. I never received the letter.
On April 29, 2011 I again called Solus and spoke with Jason. I asked if he could fax or email me the letter. He said he would email his boss and call me right back. He never called. I called him again 2 days later and he said he was not allowed to email or fax the letter. I asked to speak to his supervisor and was told his boss was not in the office.
At this point I told Jason I wanted a refund and on April 29, 2011 he agreed to a refund and said the charges would be credited back to my credit card within 5 days. The credit never showed up on my credit card.
On May 6, 2011 I called again and spoke with Jason, asking him where my refund was. He allegedly spoke to his supervisor while I waited on the phone and he came back and said they would mail the check out to me. I have not received the refund as of May 13, 2011.
From my perspective Solus ID is running a scam. They took my money and gave me neither service nor a refund. Now when I call I get a message that says the office is closed, or I get put on hold permanently. No one will take my call. And the only person I have ever been able to speak to is Jason. There doesn’t appear to be anyone else there.
Question: How can they be trusted to protect my identity when they can’t even manage to send me a letter through the mail?
I had no choice but to file for bankruptcy protection. I had racked up over $200K in medical bills that I simply cannot pay for. Even if I was able to negotiate with the medical providers for a reduced amount, we are still talking about medical expenses of well over $100K. I do not have any emergency savings that can cover the medical bills and with current work’s salary, I can only pay back about $250/month. To pay back $100K with $250 per month would take well over 30 years, and that means that I would have no extra spare money for emergency use. So the only logical thing to do at the time was to seek personal bankruptcy protection. Even though I hate to stiff the doctors for the money I had incurred over the years, but for my own financial well-being, this is the best thing that I can do for myself.